Meet Our Advisory Team
Our Andover-based financial advisors offer personalized financial planning and investment management services to individuals and families. We help our clients make confident, informed decisions about their finances, whether they’re preparing for retirement, planning their estate, or growing generational wealth.
If you’re searching for a financial advisor in Andover, MA our team is ready to support you and your financial goals.
Connect with Us
Managing Directors
Michael Kumph, CFP®, MSPFP
Partner, Managing Director
Michael is a Partner and Managing Director in the Beacon Pointe Andover, MA office. With a strong technical foundation and a passion for problem-solving, Michael helps individuals and families develop thoughtful, goal-based financial plans. He especially enjoys the collaborative nature of planning and the meaningful impact it has on clients’ lives. Prior to joining Beacon Pointe through the 2026 acquisition of The Financial Advisors, LLC., Michael spent more than two decades with the firm, where he led the investment committee and served as director of financial planning strategies. He holds a bachelor’s degree in accountancy and a master’s degree in personal financial planning, both from Bentley University. A long-time resident of Exeter, New Hampshire, Michael enjoys spending time with his wife, Amy, and their three daughters. Outside of the office, his free time often includes fishing, playing tennis, and spending quality time with his family.
Robert Miller, CFP®, MBA
Partner, Managing Director
Bob is a Partner and Managing Director in the Beacon Pointe Newburyport, MA office. Inspired by the meaningful impact of thoughtful financial planning, Bob is passionate about helping individuals and families achieve long-term financial security and clarity. He joined The Financial Advisors in 1994 (which was acquired by Beacon Pointe in 2026) after completing his MBA and went on to establish the firm’s Newburyport office in 1997. Prior to joining Beacon Pointe, Bob built deep client relationships by listening to personal stories and guiding clients toward the financial confidence needed to pursue their goals. A lifelong resident of Newburyport, Bob holds two degrees from Boston College, including an MBA with a concentration in finance from the Carroll School of Management. Active in his community, he has been involved with the Newburyport Education and Business Coalition, the Newburyport Education Foundation, youth lacrosse and basketball programs, and the Salisbury Habitat for Humanity project. Now living on the New Hampshire seacoast with his wife, Anne, Bob volunteers with the local Conservation Commission’s green waste collection and Liberty House, a transitional home for Veterans. Outside of the office, he enjoys CrossFit, boating, reading, and golfing.
Wealth Advisors
Anna Larina, CFP®
Senior Wealth Advisor
Anna is a Senior Wealth Advisor in the Beacon Pointe Andover, MA office. She is dedicated to helping clients navigate their financial lives with clarity and confidence, offering thoughtful guidance rooted in long-term planning. Prior to joining Beacon Pointe through the 2026 acquisition of The Financial Advisors, LLC., Anna began her career at The Financial Advisors in 2007. She is a graduate of the University of Massachusetts. Anna resides in Andover, MA, where she enjoys spending time with her two children and pursuing her creative art projects.
Janet Choquette, EA
Senior Tax Advisor
Janet is a Senior Tax Advisor in the Beacon Pointe Andover, MA office. As an Enrolled Agent specializing in trust, estate, and individual taxation, she helps clients navigate the complexities of tax reporting and planning as a key component of their overall financial strategy. Prior to joining Beacon Pointe through the 2026 acquisition of The Financial Advisors, LLC., Janet spent more than 30 years in public accounting throughout the Merrimack Valley and Southern New Hampshire. A graduate of Merrimack College with a bachelor’s degree in accounting, Janet discovered her passion for taxation through the school’s Cooperative Education Program, which allowed her to gain hands-on experience in the Greater Boston area. She has been an active volunteer and treasurer for several community organizations, including SHS Parents Music Club, Family Promise of Greater Rockingham County, Pack 160, and Troop 267. Janet resides in Salem, New Hampshire, with her husband and their two sons.
Kevin Henderson, CFP®
Wealth Advisor
Kevin is a Wealth Advisor in the Beacon Pointe Andover, MA office. Kevin is committed to helping individuals and families build meaningful financial plans tailored to their long-term goals, bringing together his client-focused mindset and passion for developing strong personal relationships. Prior to joining Beacon Pointe through the 2026 acquisition of The Financial Advisors, LLC., Kevin spent three years with another client-focused wealth management firm before joining The Financial Advisors in 2022. Kevin graduated from Bentley University with a bachelor’s degree in Corporate Finance and Accounting and regularly returns to campus to share his industry experience with financial planning students. Originally from Sudbury, MA, he is deeply family-oriented and enjoys giving back to his community, including coaching boys’ volleyball and running youth clinics. Outside of the office, Kevin can be found boating on Lake Winnipesaukee, exploring new restaurants around Boston, or traveling to visit friends and family.
Louis Bonasera, CPA, PFS, MST
Senior Wealth Advisor, Tax Advisor
Louis is a Senior Wealth Advisor and Tax Advisor in the Beacon Pointe Newburyport, MA office. With more than 30 years of experience across public accounting, taxation, personal financial planning, and corporate finance, he brings a depth of experience to clients seeking long-term guidance and clarity. Prior to joining Beacon Pointe through the 2026 acquisition of The Financial Advisors, LLC., Louis has served in roles including Chief Financial Officer, Controller, financial and tax consultant, and corporate accounting manager. Louis holds a bachelor’s degree in accounting from Merrimack College and a Master of Science in taxation with a concentration in personal financial planning from Northeastern University. He is a member of the American Institute of Certified Public Accountants (AICPA) and its Personal Financial Planning Section. Raised in Medford, MA, Louis resides in Topsfield with his family and two dogs. He has supported several community nonprofit organizations through annual tax filings and has been involved with youth lacrosse and football. Outside of the office, Louis enjoys scuba diving, snorkeling in tropical waters, traveling with his family, exploring all things Walt Disney, cooking, bocce, and tending to his vegetable garden.
Lucas Deslauriers, CFP®
Wealth Advisor, Tax Advisor
Lucas is a Wealth Advisor and Tax Advisor in the Beacon Pointe Andover, MA office. He was drawn to a career in financial planning by his desire to work directly with people and his interest in thoughtful analysis and strategic problem-solving. Prior to joining Beacon Pointe through the 2026 acquisition of The Financial Advisors, LLC., Lucas began his career with the firm shortly after earning his undergraduate degree in finance with a concentration in financial planning from Bentley University. Outside of the office, Lucas enjoys spending time with friends and family, cooking, and following all things sports, especially baseball.
Michael Dempsey, CFP®, EA
Senior Wealth Advisor
Michael is a Senior Wealth Advisor in the Beacon Pointe Andover, MA office. He brings a unique combination of technical expertise and tax-focused insight to help clients navigate the complexities of their financial lives. Prior to joining Beacon Pointe through the 2026 acquisition of The Financial Advisors, LLC., Michael built a successful career in software engineering and development management, holding roles at Wang Laboratories, Lotus, and IBM. He later expanded his skill set by providing seasonal income tax preparation for over a decade, ultimately transitioning into financial planning and tax management. Michael holds a Bachelor of Science degree in computer science from the Rochester Institute of Technology. He and his wife, Lynda, reside in Andover, MA, where they enjoy gardening and engaging with their local community. Michael serves as treasurer of the Andover Trails Committee, Inc. and is an active member of the Shawsheen Greenway team, supporting outdoor recreation and stewardship along the Shawsheen River.
Client Service & Operations
Kelly O’Rourke
Client Service Associate
Kelly is a Client Service Associate in the Beacon Pointe Newburyport, MA office. She is passionate about helping clients feel supported and understood, drawing on her love of people and her commitment to building meaningful, long-term relationships. Prior to joining Beacon Pointe through the 2026 acquisition of The Financial Advisors, LLC., Kelly began her career in 2022 after graduating from the University of New Hampshire with a bachelor’s degree in English Literature and a minor in Education. Originally from Rhode Island, she enjoys spending time with her friends and large Irish family, traveling home whenever she can. Outside of the office, Kelly loves reading, writing, and exploring outdoors.
Ngoc Nguyen Cormier
Senior Relationship Manager
Ngoc is a Senior Relationship Manager in the Beacon Pointe Newburyport, MA office. She brings more than two decades of experience in business and finance, helping clients stay organized, informed, and confident in their financial lives through a warm, detail-oriented approach. Prior to joining Beacon Pointe through the 2026 acquisition of The Financial Advisors, LLC., Ngoc began her career at Downer & Company in Boston and later worked for the Newton, MA School Department before joining The Financial Advisors in 2006. Ngoc is a graduate of Salem State College and resides in Newburyport with her husband, George, and has two adult sons. Outside of the office, she enjoys walking her two dogs, reading, boating, traveling, and spending time between the North Shore and Cape Cod.
Financial Advisory Services Tailored to Your Needs
Our process and attention to detail ensure your wealth plan allows you to make smart choices about your financial future through informed decisions.
Financial Planning
Our holistic allWEALTH® approach addresses all aspects of your financial well-being.
Retirement Planning
We help clients achieve their best retirement by making smart, informed choices now.
Estate Planning
We’ll help ensure you have the necessary documents in place to protect your family and legacy.
Strategic Tax Planning
Our team is well-versed at integrating tax strategies across your portfolio and financial plan.
Investment Management
We offer customized investment solutions with diverse strategies on an open platform.
Healthcare Planning
Our team can guide you in confidently planning for your future healthcare needs.
Asset Protection
Our team uses their expertise to design a protection plan for your family and assets.
Family Office Services
Our role is to help ensure that your wealth will last you and your family for generations to come.
