Insurance Consulting Services and Risk Models
Beacon Pointe is working with Peer Analytics to deliver what we believe will change the way insurance companies allocate assets, analyze portfolio performance, and select/evaluate portfolio managers.
Enterprise Risk Analysis allows insurance underwriters to:
Evaluate surplus, net income, and capital adequacy risk positions
Determine surplus/net income risk tolerance
Asset Allocation, by far the most important investment decision, rarely receives the attention it deserves. While robust DFA models are effective at quantifying the trade-off between expected and worst-case results, they do not address the critical question of how much short-term downside can be tolerated in pursuit of long-term growth.
- DFA/ALM models should be transparent, easily vetted, available to clients with all assumptions challenged, tested and fully disclosed.
- ESG analysis includes modeling the impact of ESG constraints on equity portfolio risk to determine how unintended risk exposures might be offset with passive vehicles or by adjusting the target equity allocation.
Research and Insights
We are pleased to share results and insights from our continuing research into portfolio and risk analysis and management. To discuss how these issues may affect your insurance company’s investment portfolio, please contact us.
Clients Served
Property and Casualty Companies
Health Insurers
Captives
Risk Retention Groups
Alternative Risk Entities
Our Team and Resources
The Beacon Pointe consulting team brings specialized skills and analytical tools to the aid of insurers to help solve for their most pressing investment decisions. Our distinctions include:
- A robust toolset delivers significant competitive advantages for insurance clients seeking to maximize net income and build surplus.
- Insurance underwriters investment consulting team – including Beacon Pointe Co-Founder, Partner Garth Flint, Managing Director Mike Breller, Chief Investment Officer Michael G. Dow, CAIA, CFA, and Director of Asset Allocation Stephen Marshall.
