Financial Planning

05 Dec: 2013 Year-End Tax Planning is Upon Us!

On behalf of the Beacon Pointe family, we want to wish you the best during this holiday season, and thank you for your continued loyalty and support. It’s also the time of year when we all consider tax moves to improve our current or long-term tax situation. While you might already be looking at opportunities to harvest gains or losses in your portfolio, here are a few other portfolio-related strategies to consider and discuss with your accountant…

28 Oct: RIAs or Broker-Dealers: What’s the Fiduciary Difference?

As an investor, you may want to consider the role your advisor plays within the fiduciary world, as it pertains to your portfolio. Is the manager being recommended really a best fit for my portfolio? Is changing my portfolio allocation really in line with my risk tolerance and retirement goals? These are just two of many questions you can sleep well at night knowing the answers to, by simply…

26 Aug: Image Isn’t Everything: Discovering Your Financial Priorities

During a recent conversation with a few friends, one of them posed the question: “Why don’t I get to drive a Range Rover”? In Southern California, RRs are a prominent form of transportation and seem to be around every corner. My friend is a successful attorney with dual household income yet, she doesn’t feel like she can afford to drive a Range Rover. It was a good question and one that I would argue many OC natives have asked themselves…

09 Apr: The High Cost of Waiting

With interest rates at all time lows and the 10 year treasury hovering around 1.8% people are beginning to doubt the safety of what Fixed Income has to offer. Is there truth to this? Or is it a feeling brought on by media with little validation to back it up? Could it be our emotions getting the best of us? All good questions and…