Rick Miller, Ph.D., CFP®
Partner, Managing Director

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Rick is a Partner and Managing Director in the Beacon Pointe Waltham, MA office, bringing a rigorous academic background and more than two decades of experience in financial services, guiding individuals and families through data-driven financial planning and investment strategies. With a Ph.D. in economics from the University of Chicago, Rick applies a disciplined and analytical approach to wealth management, helping clients align their financial decisions with long-term goals.

Prior to joining Beacon Pointe in 2025 through the acquisition of Sensible Financial Planning and Management, Rick was the founder and Chief Executive Officer of Sensible, a firm he established in 2002. Earlier in his career, he was a consultant specializing in financial services, working with regulators, industry experts, and senior executives, and later joined Scudder Investments, where he gained extensive knowledge of mutual fund operations and developed a financial planning business plan for one of the firm’s largest institutional clients. Rick is a CERTIFIED FINANCIAL PLANNER® (CFP®) professional, a member of the Financial Planning Association (FPA), and has served on task forces for the Certified Financial Planner Board of Standards focused on financial planning trends and job analysis. An advocate of Life Cycle Planning and Investing, Rick frequently conducts professional seminars on these subjects.

Rick resides in the Boston area, where he enjoys teaching, sharing his knowledge with peers, and working closely with clients to help them achieve meaningful financial outcomes.