Meet Our Advisory Team
Our San Francisco-based financial advisors offer personalized financial planning, investment management, and strategic tax planning services to individuals and families. We help our clients make confident, informed decisions about their finances, whether they’re preparing for retirement, planning their estate, or growing generational wealth.
Our team has deep experience working with women investors and ultra-high-net-worth individuals holding concentrated positions in the Mag-7 and other companies, as well as those wishing to divest real estate holdings in a tax-advantaged manner.
If you’re searching for a financial advisor in Larkspur, CA our team is ready to support your financial goals.
Connect with Us
Joe Ramos, CFP®
Partner, Managing Director
Joe is a Partner and Managing Director at Beacon Pointe Advisors and is passionate about helping his clients create wealth through effective investment consulting. He prides himself on addressing advanced planning issues that include four areas: wealth enhancement, wealth transfer, wealth protection and efficient charitable giving. Joe is known for his listening and problem-solving skills. He is adept at finding solutions that uniquely fit each of his clients and explaining those planning ideas in a clear manner. Prior to joining Beacon Pointe, Joe founded Private Capital Management, Inc., which merged with Beacon Pointe in 2023. He holds his CERTIFIED FINANCIAL PLANNER® (CFP®) designation, and graduated from the Haas School of Business at the University of California, Berkeley, and is an avid fan of the California Golden Bears, so much so, that his son is named Cal. Outside of the office, Joe is an instrument-rated pilot, avid skier, and mountain biker. He previously played rugby for the National Champion Old Blues and competed as a triathlete for the Olympic Club. In fact, it was on this triathlon team that he met his bride. Most of his personal time is spent with his wife and children, coaching many of their youth sports teams, acting as team photographer or cheerleader when not coaching, and even announcing many of their high school football games. A Bay Area native, Joe and his family live in Kentfield, CA.
Summer Ramos, CEPA, CFP®
Wealth Advisor
Summer is a Wealth Advisor at Beacon Pointe and is a CERTIFIED FINANCIAL PLANNER® (CFP®) as well as a Certified Exit Planning Advisor (CEPA). She specializes in comprehensive financial planning, including business exit strategy, as well as investment management. With a background in Impact and ESG Investing, she offers a unique perspective to her clients. Summer holds a bachelor’s degree from UC Davis and is based in our Marin County/Larkspur office. When she is not helping clients, Summer enjoys exploring her San Francisco neighborhood, spending time with friends, and returning to her Marin County roots for outdoor activities and family visits.
Financial Advisory Services Tailored to Your Needs
Our process and attention to detail ensure your wealth plan allows you to make smart choices about your financial future through informed decisions.
Financial Planning
Our holistic allWEALTH® approach addresses all aspects of your financial well-being.
Retirement Planning
We help clients achieve their best retirement by making smart, informed choices now.
Estate Planning
We’ll help ensure you have the necessary documents in place to protect your family and legacy.
Strategic Tax Planning
Our team is well-versed at integrating tax strategies across your portfolio and financial plan.
Investment Management
We offer customized investment solutions with diverse strategies on an open platform.
Healthcare Planning
Our team can guide you in confidently planning for your future healthcare needs.
Asset Protection
Our team uses their expertise to design a protection plan for your family and assets.
Family Office Services
Our role is to help ensure that your wealth will last you and your family for generations to come.