With the passage of the American Taxpayer Relief Act of 2012 (“ATRA”), we are finally getting off the more than decade-long transfer tax rollercoaster where the amount one can transfer to heirs free of tax ranged from a low of $1M to a high of $5M and twice presented a potential drop back to old $1M levels. Now individuals can pass up to…
Financial Planning
With interest rates at all time lows and the 10 year treasury hovering around 1.8% people are beginning to doubt the safety of what Fixed Income has to offer. Is there truth to this? Or is it a feeling brought on by media with little validation to back it up? Could it be our emotions getting the best of us? All good questions and…
Above is a diagram I put together back in 2011 that was shared and discussed with our Beacon Pointe Investment Committee. Even though this chart is over 1 ½ years old, the situation in which each of the developed world countries charted above finds itself hasn’t really changed, and…
We are not saying that participating in up markets is not important – it absolutely is. What we are saying is that in order to compound money at a steady rate over time, an investor does not need to capture all of the upside of the market in good periods if…
What a wild ending to 2012! The uncertainty surrounding the Fiscal Cliff negotiations and then sudden optimism that there would be a last minute compromise to avoid it, tied a nice big bow of volatility to the gift Mr. Market gave us in 2012- an approximate 13% return. The ending to 2012 offers several clues to what we expect to see in 2013. Here are a few of them…
Given today’s uncertain market environment, Beacon Pointe invited three respected investment management firms, First Pacific Advisors, Research Affiliates, and PIMCO to present their thoughts on how institutional and private clients may be able to navigate a possible low-growth and volatile investment environment…
This year’s tax planning is more difficult but potentially more important given the scheduled expiration (“sunset”) of the Bush-era tax cuts. While President Obama has made clear his preference to allow the tax cuts to expire for the wealthy, no one yet knows what compromise might be made as part of a fiscal cliff negotiation.
