Retirement Planning Services in San Jose, California:
Your Path to a Peaceful Future

Discover serenity and goal fulfillment in your retirement journey with Beacon Pointe’s retirement planning services in San Jose, California.

Rooted in the Community

50 W. San Fernando Street Suite 405 San Jose, CA 95113

Secure Your Future Happiness

Stay informed about your retirement plan and gain valuable insights into the benefits of a customized retirement strategy. Call us today to discover how we can assist you on your path to building a secure and fulfilling retirement.

Retirement Planning Services

We specialize in providing personalized retirement planning services tailored to your unique financial needs and goals. Our expertise cover a range of retirement solutions, ensuring you have the right plan to secure your future.


Think of your 401(k) plan as an exciting path to your financial future. We’re here to be your personal navigator, helping you maximize your contributions and uncover the full potential of employer matching, and ensure your 401(l) investment allocations align with your risk tolerance. With our guidance, you’ll smoothly sail through the complexities of 401(k) planning, tapping into tax advantages and charting a course for long-term, compounding wealth growth.


Dive into your 403(b) journey with our professional guidance, specifically tailored for those in the non-profit sector. We’re here to help turn your retirement plan into a growth engine, optimizing tax-deferred opportunities and assessing a spectrum of investment options. Our goal is to align your plan with your personal financial objectives, ensuring a retirement strategy that’s as unique as your career path.

Non-Qualified Deferred Compensation Plans (including 457 Plans)

Explore the potential of Non-Qualified Deferred Compensation and 457 Plans with us, your personal financial partner. We’re here to help you build tax-efficient strategies and tailor-made investment solutions that support your financial growth. Our focus is on enhancing your portfolio with smart planning, while seamlessly navigating the complexities of regulatory guidelines.

Profit Sharing Plans

If you’re involved in a Profit-Sharing Plan through your employer, we can help you understand and make the most of this opportunity. Our expertise includes designing strategies that may not only benefit you tax-wise but also contribute to your long-term retirement security.

Defined Benefit Plans

Let’s make your Defined Benefit Plan work wonders for you! We’re here to simplify the complexities and help you manage with ease, with the goal of ensuring you have a steady, dependable income when you retire. Think of us as your go-to for making sure your retirement is smooth sailing.

Focusing on Income First, To Make Your Retirement Last

If you’re like most people, the goal of saving and investing is to eventually create an investment portfolio that can help support your lifestyle in retirement. The Beacon Pointe Income First Retirement Strategy is an investment strategy designed to help individuals live off their wealth for multiple decades, protect their assets, and leave a legacy for what is important to them. Learn how we can help you and your retirement planning.

We’re Here to Help.

Here are a few ways that Beacon Pointe can help you with our retirement planning services.

Maximize Your Tax Deferral Strategies

Our team specializes in designing tax-efficient retirement plans tailored to your individual needs. We focus on maximizing your use of available tax deferral strategies, aiming to minimize your tax burden and enhance your long-term wealth accumulation.

Personalized Retirement Roadmapping

Let us be your guide in creating a retirement plan that’s as unique as you are. Our approach involves understanding your lifestyle, dreams and goals, and your financial landscape to craft a retirement roadmap that’s tailored just for you.

Cost Efficiencies in Retirement Planning

We conduct a thorough analysis of your retirement plans and investments to identify cost-efficient solutions. Our objective is to ensure you’re investing wisely, minimizing unnecessary expenses, and maximizing the potential growth of your retirement funds.

Streamline Investment Selection and Monitoring

Our approach simplifies your investment journey, ensuring a seamless and efficient retirement planning experience. By streamlining the selection and monitoring of investments, we help you focus on creating a portfolio that aligns with your appetite for risk. We want you to concentrate on enjoying life today while confidently building towards a secure retirement tomorrow.

Customized Retirement Plans for Entrepreneurs

For our self-employed clients, we provide guidance in selecting the perfect retirement plan, be it a SEP IRA or Solo 401(k). Our approach is custom-tailored, taking into account your business’s cash flow, employee demographics, and your personal retirement ambitions. We’re here to ensure that your plan aligns seamlessly with both your business needs and long-term financial dreams.

Future-Proof Your Retirement with Predictive Planning

Step into a new era of retirement planning with our predictive planning approach. We use advanced analytics and forecasting techniques to anticipate various retirement scenarios and their financial implications. Our proactive approach helps you stay ahead, ensuring you’re prepared for different possibilities, from market shifts to changing personal circumstances.

Financial Planning Tailored for Women's Longevity

We understand that women generally live longer than men, a key consideration in financial planning. Our approach accounts for the additional costs associated with longevity. Specializing in planning for women, we ensure a retirement strategy that is comprehensive and secure, addressing the unique financial challenges and needs women and couples often face.

Discover Your Retirement Planning Partner in San Jose

Filter By

Gene Ka, CPWA®

Partner, Managing Director

Gene is a partner and the managing director of Beacon Pointe’s San Jose office. He  cares deeply about helping people and intentionally asks thought-provoking questions that allow him to truly listen to clients and their needs. A detailed strategist and a tireless implementer, Gene is a strong advocate for complete transparency when working with his clients. With over three decades experience in the financial industry, Gene has extensive knowledge of investments, financial planning, and asset management. Prior to joining Beacon Pointe, Gene was a Senior Financial Advisor with American Express before forming his own independent advisory firm Ka, Demmler & Associates, later renamed Wealth Design, LLC in 2000. Gene graduated from Purdue University and holds the Certified Private Wealth Advisor® (CPWA®) certification. Gene currently resides in Silver Creek, California with his wife, one of his three daughters and his mother.


Beacon Pointe Advisors, LLC is a Registered Investment Advisor. Certain representatives of Beacon Pointe Advisors, LLC are also Registered Representatives offering securities through APW Capital, Inc., Member FINRA/SIPC. 100 Enterprise Drive, Suite 504, Rockaway, NJ 07866 (800)637-3211.

Melissa Ochoa

Relationship Manager

Melissa is a relationship manager at Beacon Pointe and is responsible for partnering advisors to provide customized solutions that help clients meet their financial goals and have a personalized service experience. Among her duties are investment strategy implementation, portfolio performance reporting, asset allocation modeling and client servicing. Melissa graduated from San Jose State University with a bachelor’s degree in Business Management. She currently resides in downtown San Jose with her boyfriend and Siberian Husky. Outside of the office, Melissa is an avid concert goer and loves to spend her weekends going on road trips to discover small towns, hiking spots, and swimming holes.

Thu Ka

Office Management

Thu is the office manager for the Beacon Pointe San Jose office. In addition to office management duties, Thu is responsible for administrative operations, client servicing and staff training and development. Prior to joining Beacon Pointe, Thu worked as the Chief Compliance Officer for Wealth Design LLC. In her free time, Thu enjoys traveling, playing golf, and spending time with her family.

William (Billy) Roddy

Associate Wealth Advisor

William (Billy) is an Associate Wealth Advisor and is responsible for partnering with advisors to help clients meet their financial goals and ensure a personalized wealth management experience. Among his duties are investment strategy implementation, portfolio performance reporting, and asset allocation modeling. Prior to joining Beacon Pointe, Billy was a supply chain and finance manager in the automotive and automation industry. Billy earned his bachelor’s degree in Economics with a minor in Mandarin Chinese from Duke University. Outside of the office, Billy enjoys golfing, traveling, and reading eclectically.

Elevate Your Retirement Journey with Beacon Pointe in San Jose

Unlock the door to a confident retirement by choosing Beacon Pointe as your partner in financial and retirement planning. Take control of your future with personalized retirement solutions crafted for success. Ready to embark on a secure and fulfilling retirement? Connect with us today and let us help your retirement dreams become a reality.


You are now leaving the website of Beacon Pointe Advisors and will be entering the website for Institutional Intelligent Portfolios®, an automated investment management service made available to you exclusively through Beacon Pointe Advisors. Beacon Pointe Advisors is independent of and not owned by, affiliated with, or sponsored or supervised by Schwab. Schwab has no responsibility for the content of Beacon Pointe Advisors' website. This link to the Institutional Intelligent Portfolios website should not be considered to be either a recommendation by SPT, Schwab, or any of their affiliates, or a solicitation of any offer to purchase or sell any security.

Privacy Preferences
When you visit our website, it may store information through your browser from specific services, usually in form of cookies. Here you can change your privacy preferences. Please note that blocking some types of cookies may impact your experience on our website and the services we offer.