Retirement Planning Services in Palm Desert, California:
Your Path to a Peaceful Future

Discover serenity and goal fulfillment in your retirement journey with Beacon Pointe’s retirement planning services in Palm Desert, California.

Rooted in the Community

73-833 El Paseo, Suite 102 Palm Desert, CA 92260

Secure Your Future Happiness

Stay informed about your retirement plan and gain valuable insights into the benefits of a customized retirement strategy. Call us today to discover how we can assist you on your path to building a secure and fulfilling retirement.

Retirement Planning Services

We specialize in providing personalized retirement planning services tailored to your unique financial needs and goals. Our expertise cover a range of retirement solutions, ensuring you have the right plan to secure your future.

401(k)

Think of your 401(k) plan as an exciting path to your financial future. We’re here to be your personal navigator, helping you maximize your contributions and uncover the full potential of employer matching, and ensure your 401(l) investment allocations align with your risk tolerance. With our guidance, you’ll smoothly sail through the complexities of 401(k) planning, tapping into tax advantages and charting a course for long-term, compounding wealth growth.

403(b)

Dive into your 403(b) journey with our professional guidance, specifically tailored for those in the non-profit sector. We’re here to help turn your retirement plan into a growth engine, optimizing tax-deferred opportunities and assessing a spectrum of investment options. Our goal is to align your plan with your personal financial objectives, ensuring a retirement strategy that’s as unique as your career path.

Non-Qualified Deferred Compensation Plans (including 457 Plans)

Explore the potential of Non-Qualified Deferred Compensation and 457 Plans with us, your personal financial partner. We’re here to help you build tax-efficient strategies and tailor-made investment solutions that support your financial growth. Our focus is on enhancing your portfolio with smart planning, while seamlessly navigating the complexities of regulatory guidelines.

Profit Sharing Plans

If you’re involved in a Profit-Sharing Plan through your employer, we can help you understand and make the most of this opportunity. Our expertise includes designing strategies that may not only benefit you tax-wise but also contribute to your long-term retirement security.

Defined Benefit Plans

Let’s make your Defined Benefit Plan work wonders for you! We’re here to simplify the complexities and help you manage with ease, with the goal of ensuring you have a steady, dependable income when you retire. Think of us as your go-to for making sure your retirement is smooth sailing.

Focusing on Income First, To Make Your Retirement Last

If you’re like most people, the goal of saving and investing is to eventually create an investment portfolio that can help support your lifestyle in retirement. The Beacon Pointe Income First Retirement Strategy is an investment strategy designed to help individuals live off their wealth for multiple decades, protect their assets, and leave a legacy for what is important to them. Learn how we can help you and your retirement planning.

We’re Here to Help.

Here are a few ways that Beacon Pointe can help you with our retirement planning services.

Maximize Your Tax Deferral Strategies

Our team specializes in designing tax-efficient retirement plans tailored to your individual needs. We focus on maximizing your use of available tax deferral strategies, aiming to minimize your tax burden and enhance your long-term wealth accumulation.

Personalized Retirement Roadmapping

Let us be your guide in creating a retirement plan that’s as unique as you are. Our approach involves understanding your lifestyle, dreams and goals, and your financial landscape to craft a retirement roadmap that’s tailored just for you.

Cost Efficiencies in Retirement Planning

We conduct a thorough analysis of your retirement plans and investments to identify cost-efficient solutions. Our objective is to ensure you’re investing wisely, minimizing unnecessary expenses, and maximizing the potential growth of your retirement funds.

Streamline Investment Selection and Monitoring

Our approach simplifies your investment journey, ensuring a seamless and efficient retirement planning experience. By streamlining the selection and monitoring of investments, we help you focus on creating a portfolio that aligns with your appetite for risk. We want you to concentrate on enjoying life today while confidently building towards a secure retirement tomorrow.

Customized Retirement Plans for Entrepreneurs

For our self-employed clients, we provide guidance in selecting the perfect retirement plan, be it a SEP IRA or Solo 401(k). Our approach is custom-tailored, taking into account your business’s cash flow, employee demographics, and your personal retirement ambitions. We’re here to ensure that your plan aligns seamlessly with both your business needs and long-term financial dreams.

Future-Proof Your Retirement with Predictive Planning

Step into a new era of retirement planning with our predictive planning approach. We use advanced analytics and forecasting techniques to anticipate various retirement scenarios and their financial implications. Our proactive approach helps you stay ahead, ensuring you’re prepared for different possibilities, from market shifts to changing personal circumstances.

Financial Planning Tailored for Women's Longevity

We understand that women generally live longer than men, a key consideration in financial planning. Our approach accounts for the additional costs associated with longevity. Specializing in planning for women, we ensure a retirement strategy that is comprehensive and secure, addressing the unique financial challenges and needs women and couples often face.

Discover Your Retirement Planning Partner in Palm Desert

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Alicia Ford

Client Service Associate

Alicia is a Client Service Associate at the Beacon Pointe Palm Desert office. Her responsibilities include account administration, scheduling and assisting with client meetings, processing new and existing account paperwork, and communicating with clients to provide the highest levels of service. Outside of the office, she enjoys spending time with her family, taking trips to the beach, and exploring new places.

Amber Lembo

Associate Financial Planner

Amber supports the Retirement Plan Services team within the Beacon Pointe Wealth Advisors Palm Desert office. Her responsibilities include a wide range of daily client service, onboarding new clients, scheduling and assisting with client meetings and document preparation for new and prospective clients, verification and processing functions related to 401(k) accounts and direct business.  Prior to joining Beacon Pointe Wealth Advisors, Amber worked at Integrated Wealth management for six years as an Executive Client Service Associate with the Retirement Plan Services team. In 2008, Amber entered the financial/lending industry as a Loan Assistant and Loan Operations and Documentation Specialist at Canyon National Bank/Pacific Premier Bank.  Amber is also a Notary Public. In her spare time, she enjoys staying active, spending time with her friends, family and her dog Trigger.

Brandt Kuhn, CFP®

Partner, Managing Director

Brandt Kuhn, CFP® is a financial planning focused advisor. He creates financial plans that help clients identify and set goals for wealth accumulation and future needs, as well as establish priorities, take advantage of tax laws, and utilize financial products to their benefit. In addition, Brandt specializes in qualified retirement plans, including plan design, implementation and management that help employers and employees reach their retirement savings goals. After graduating from California Polytechnic State University San Luis Obispo with a Bachelor of Science in Business Administration and a concentration in Financial Management, Brandt came home to the Palm Springs area. Brandt holds the Certified Financial Planner™ (CFP®) certification. He serves on the board of the Desert Recreation District Foundation, the Advisory Board of The First Tee of the Coachella Valley, and the Palm Desert Chamber of Commerce. He is also a graduate of the prestigious Leadership Coachella Valley program and serves on the Alumni Council. Brandt enjoys golf, snowboarding, and spending time with his wife and their black lab/beagle, Abby.

Michele Sarna

Michele T. Sarna, AIF®, AWMA®, CFP®

Partner, Managing Director

Michele Sarna, AIF®, AWMA®, CFP® is responsible for the development of financial plans that help clients identify and set goals for wealth accumulation and future needs, as well as establish priorities, leverage tax laws, and utilize financial products to their benefit. In addition, Michele specializes in qualified retirement plans, including plan design, implementation and management that help employers and employees reach their retirement savings goals. Michele has extensive experience in investment management and the brokerage industry. Michele took a hiatus from the financial industry when she moved to the desert to help her husband run and manage a construction business. However, a few years later, she decided to go back to her passion in financial services. She is also passionate about empowering women both personally and professionally and is an active member of Beacon Pointe’s Women’s Advisory Institute. She holds a Master of Science degree in Finance from Walden University and a Bachelor of Science degree in Business Administration/Finance from California State University, Long Beach.  Michele also holds the Certified Financial Planner™ (CFP®), Accredited Investment Fiduciary™ and Accredited Wealth Management Advisor™ (AWMA®) designations. Michele is a Notary Public. She is married and has four children. During her free time, she likes to spend time with her family, read, exercise and participate in races benefiting non-profit organizations.

Elevate Your Retirement Journey with Beacon Pointe in Palm Desert

Unlock the door to a confident retirement by choosing Beacon Pointe as your partner in financial and retirement planning. Take control of your future with personalized retirement solutions crafted for success. Ready to embark on a secure and fulfilling retirement? Connect with us today and let us help your retirement dreams become a reality.

IMPORTANT NOTICE:

You are now leaving the website of Beacon Pointe Advisors and will be entering the website for Institutional Intelligent Portfolios®, an automated investment management service made available to you exclusively through Beacon Pointe Advisors. Beacon Pointe Advisors is independent of and not owned by, affiliated with, or sponsored or supervised by Schwab. Schwab has no responsibility for the content of Beacon Pointe Advisors' website. This link to the Institutional Intelligent Portfolios website should not be considered to be either a recommendation by SPT, Schwab, or any of their affiliates, or a solicitation of any offer to purchase or sell any security.

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